Benefit details

This section of the site is designed to help you plan for life by explaining your quality coverage (and the related claims procedure) as it applies to events that may occur in
your day-to-day life.

Simply choose an event below to learn more.

	Administrative events
	Everyday events
	Illness or injury
	Travel events
	Personal events

You will also want to know about general exclusions and when coverage ends.

	Getting benefits coverage Buying home and auto insurance Joining the plan when your spouse’s coverage elsewhere ends Changing coverage Making a claim
	Going to the doctor Visiting a paramedical professional Going to the pharmacy Getting an eye exam or glasses/contact lenses Buying medical equipment and supplies Visiting the dentist
	Calling an ambulance Going to the hospital When you are a hospital outpatient When you need private nursing care Damaging your teeth in an accident If you suffer a serious accidental injury If you become disabled
	Medical emergencies while outside your province of residence Getting a referral for treatment outside your home province
	Becoming a parent Becoming legally separated or divorced When a child is no longer considered a dependent Having a new spouse If you take a leave of absence or are on a layoff If your employment ends If you retire If you pass away If your spouse or child passes away
	General exclusions When coverage ends