This is only a summary of the benefits available to all eligible employees. It does not describe all the details, such as applicable maximums and exclusions. Certain limitations and conditions apply.

Health benefits (Great-West Life)
Ambulance	• 100%, up to $500 of eligible expenses per calendar year
Drugs	• 100% after you pay the first $2 per prescription
Hospital	• 100% of the difference between ward and semiprivate room
Medical services / equipment	• 100%
Paramedical services	• 100%, up to $10 per visit and $25 for an X-ray, subject to a maximum reimbursement of $250 in a calendar year, for the services of each of the following: chiropodists or podiatrists; chiropractors; osteopaths For registered physiotherapists: 100%, up to 20 visits per calendar year
Vision care	• Eye exams, eyeglasses and contact lenses: 100%, up to $200 in any 2 consecutive calendar years

Additional benefits may be payable in the event of accidental injury. Also, certain health care expenses are not covered.

Dental benefits (Great-West Life)
Basic services	• 100%
Major services	• 80% (max. $1,000 per person per calendar year)

Examples of eligible expenses Basic services Major services • Routine check-ups • Fillings • Teeth polishing/cleaning • Root canal therapy • Dentures • Crowns • Bridges • Inlays/onlays

Certain conditions and limitations apply. Also, certain dental expenses are not covered.

Long-term disability benefits (Great-West Life)

Benefit equal to 70% of your monthly earnings, to a maximum of $7,000 per month. Long-term disability benefits may be reduced or not payable in certain cases. In addition to your coverage under the City of Charlottetown plan, you can also benefit from an early intervention program for ill or injured employees, offered by a professional in Employee Health Services.

Travel benefits (Great-West Life)

Coverage of up to $1 million per emergency above what your provincial plan pays.

Examples of eligible expenses and services Reimbursement at 100% Reimbursement at the same level as in Canada • Hospitalization • Physician services • Referrals • Return home airfare • Return of vehicle • Living expenses for travelling companion • Arrangements for direct payment for physicians’ services, hospitalization, and other insured services • Prescription drugs • Wheelchairs • Crutches • Other eligible expenses under the plan’s health coverage

Certain travel expenses are not covered.