This site contains important information. It summarizes the benefits and some provisions of your benefit plans; it does not include all details, provisions, exclusions and limitations. The site supersedes and replaces all previous communication material. It does not constitute the group insurance policies and is not a contract of insurance, nor does it create or confer any contractual or other rights. Every effort has been made to ensure that the information is accurate. However, if there is any question as to interpretation, all rights with respect to an insured person will be governed solely by the official group insurance policies.

You may obtain a copy of the official group insurance policies by writing to:

City of Charlottetown Human Resources Department 2nd floor City Hall, 199 Queen Street, P.O. Box 98, Charlottetown, PEI C1A 7K2.

Benefits may be changed at any time.

Links to other sites are provided for information purposes only. The City of Charlottetown, its insurers and any party involved in creating the City of Charlottetown Web site are not responsible for the content of these sites nor do they endorse any of the sites in any way. These external sites also do not reflect your benefits coverage nor are they part of your group insurance policies.