Health benefits
	Dental benefits
	Travel benefits
	Death benefits

You may also want to consult the retiree checklist for an overview of benefit-related considerations and action items before you retire.

Note: If you are a retiree of CUPE Local 1145, 1770, 1775 or 3260, the City of Charlottetown, PEI Business Development, WCB of PEI, or Island Waste Management, this site applies to you for health, dental and travel benefits only.

Health benefits
Option 1	• All eligible expenses, except semiprivate hospital room
Option 2	• Same as option 1, except each policy year (April 1 to March 31), you must pay the first $200 (single coverage) or $400 (family coverage) of eligible prescription drugs before drug coverage begins
Option 3	• Same as option 1, except once you pay up to $50 per eligible drug appearing on your prescription, the plan covers the remainder of the drug cost at 100%
Option 4	• All eligible expenses, including semiprivate hospital room, but excluding drug coverage

Examples of eligible expenses Ambulance • 100% of the first $50 of eligible expenses per person, per calendar year, and 80% of any excess Drugs • Option 1: 80% of the first $150 of eligible expenses per drug requiring a prescription; 100% of the excess • Option 2: Same as option 1 after you have paid the first $200 or $400 each policy year • Option 3: 100% after you have paid up to $50 per eligible drug appearing on your prescription Hospital • 100% of the difference between ward and semiprivate room • 80% of the difference between semiprivate room and private room Medical services/ equipment, paramedical services, private nursing care • 80% Vision care • Eye exams: 80%, subject to a maximum reimbursement of $80 once every 2 calendar years (every calendar year for persons under 18) • Eyeglasses or contact lenses: 80%, subject to a maximum reimbursement of $80 every 2 calendar years (every calendar year for persons under 18)

Additional benefits may be payable in the event of accidental injury. Also, certain health care expenses are not covered.

Dental benefits
Option 1	• 80% for basic services only
Option 2	• 80% for basic services • 50% for major services (max. $500 per calendar year)

Examples of eligible expenses Basic services Major services • Routine check-ups • Fillings • Teeth polishing/cleaning • Root canal therapy • Dentures • Crowns • Bridges • Inlays/onlays

Travel benefits

Coverage during the first 180 days of a trip, up to $1 million per emergency above what your provincial plan pays.

Examples of eligible expenses and services Reimbursement at 100% Reimbursement at the same level as in Canada • Hospitalization • Physician services • Referrals • Return home airfare • Return of vehicle • Living expenses for companion travelling with patient • Arrangements for direct payment for physicians’ services, hospitalization, and other insured services • Prescription drugs • Wheelchairs • Crutches • Other eligible expenses under the plan’s health coverage